In this interest rate environment, it is very easy to find FDIC-insured savings accounts paying more than 4%. I have written about this...

Many have heard the old adage- what gets measured gets improved. In my opinion, it describes one of the main benefits of financial...

Starting in 2024, a transfer from a 529 plan to a Roth IRA will not be subject to penalty or income tax under certain conditions. This...

Recently, I came across this idea of focusing on the important vs. the urgent and have been tossing it around in my mind since....

Student loans have somehow become one of the most complicated and politically charged aspects of personal finance. Given the prevalence...

I have recently been wondering if Christians should be some of the biggest risk-takers there are in this world. This is based on several...

It is not uncommon for investors to intentionally or unintentionally end up with a large holding in a single stock. This frequently...

A fairly common practice in financial planning for those that are wanting to be generous and have investments is to give long-term...

It is not uncommon for me to hear people express concern about getting audited. People understandably just don’t like the idea of an IRS...

For some of you, this statement will seem obvious. For others, it may surprise you. Others may even be slightly put off by it....

While I can't give a blanket yes (see cautions below) for many individuals participating in an ESPP will make you money and, as all the...

Investing over the last year has admittedly not been very exciting. From the start of 2022 to mid-June 2022 the Russell 3000 Index...

In the olden days, you would go to church and each Sunday at a designated point in the service ushers would pass an offering plate up and...

An advancement that continues to gain traction in the investment world is direct indexing. Many of you own ETFs and Mutual Funds in your...

The new year came with a change to many of the retirement contribution limits. Below are a few of the more popular ones: 401(k) increased...

This past Thursday, the U.S. Bureau of Labor Statistics released its monthly inflation report. Almost instantaneously, you could start...

Many of you with taxable brokerage accounts (not retirement accounts like IRA, Roth, SEP, 401k, etc.), will receive a tax form called...

Looking forward I see several items that could be a priority in the next year. First is what I will call cash management. There are...

It is still mid-December but personally I have found it helpful to begin the reflective goal-setting process several weeks in advance...

Whether we like it or not, the media we consume shapes us. Many movies do portray money in an unhealthy way but there are others that...